What is a Payday Loan, or Paycheque Loan?
A payday loan provides you with an unsecured, short-term cash advance until your payday. Customers choose payday loans to cover small, unexpected expenses while avoiding costly bounced-cheque fees and late payment penalties. With Kings Cash Advance you can apply for a payday loan online and have your advance electronically deposited to your chequeing or savings account.

What about Qualifying?
Qualifying for a payday loan is easier than qualifying for traditional credit. Kings Cash Advance does not perform credit cheques. Your job and your paycheque act as your collateral. You only need to meet the following requirements:

• Currently have a job (or receive regular income)
• Make at least £1000 per month
• Are 18 years of age or older and a UK citizen
• Have chequeing account or savings account with direct deposit

Does the process take long?
Customers typically receive approval within hours of applying. Since the money is wired directly into your chequeing or savings account, you can usually have access to your funds the very next day

What if I have bad credit, NSF’s, CCJ's charge-offs or a bankruptcy?
Not a problem! Kings Cash Advance does not obtain a credit bureau report to qualify you for a cash advance payday loan.

What about collateral to receive a loan?
No. Your job and your paycheque are your collateral.

Do I need direct deposit?
Not necessarily, we can process your loan if your paycheque is direct deposited or a papyrus paycheque; these are the most secure ways to offer loans as quickly as we do.

Is there an application fee?
Kings Cash Advance never charges applicants a fee to qualify for a payday cash advance, though our partners use a flat payday loan fee on all cash advances. When applying for a payday loan with, your APR will be calculated for you based on the number of days your loan will be outstanding and presented to you prior to approval. Ex. If you borrow £80, then you must repay £100.

How often should I use this service?
Whenever an immediate or urgent need arises, Kings Cash Advance is here to help. It is important to remember that a payday cash advance loan is a short-term answer to an immediate cash need. Payday loans are not intended for repeated use in supporting an on-going budget situation from payday to payday. Repeated use or reliance on payday loans can create serious financial difficulties. If you need help with credit, budgeting or debt management, please contact the National Foundation for Credit Counseling at 1-800-388-2227.

KingsCashAdvance Payday Loan provides short term cash advances repayable on your next payday. At KingsCashAdvance Payday Loan, you can apply online for a Payday Loan to be paid into your account SAME DAY! Our payday loans are normally paid to into your account on the day you apply and the repayment is taken from your current account using your debit card on your payday.

Kings Cash Advance is the fastest way to obtain secure, online cash advances or paydayl loans.